Pennsylvania Works!


Pennsylvania Works! provides commercial loans of up to $100,000 in the qualified Investment Area, which includes Washington, Greene, and Fayette Counties. The purpose of this financing is to encourage the creation and growth of firms that have a customer base outside the region and will bring in new revenues to the local economy.

The program provides secondary financing up to 40 percent of total project costs, not to exceed $100,000. Loans are provided at a fixed interest rate for a term not to exceed 10 years. The term of the loan is determined by the life of the asset or type of transaction financed. This program subordinates security to the participating bank.

Eligible uses of financing include: purchase of inventory, purchase order financing, acquisition of fixed assets, business acquisition, real estate acquisition, construction, repair or modernization, leasehold improvements, or working capital.


Borrowers must demonstrate job creation and/or retention. Borrowers must agree to place low-income QUALIFIED residents in 30 percent of all positions under Pennsylvania Works!

Funded by: United States Department of Agriculture, Rural Development; Washington County Council on Economic Development